Eligibility for a loan is not guaranteed. To get a loan, you must be a Canadian citizen or permanent resident and be at least 18 years old. * We accept loan applications for amounts ranging from $ 10,000 to $ 20 million, loans that are paid within a period predetermined by the company. Our interest rates vary from 5.99% to 13.99% per year. All loans are subject to credit check and approval. To qualify for the lowest interest rates, you must have excellent credit and meet other conditions, all at the company's sole discretion. Your interest rate depends on your credit score, loan amount, credit usage, and history. Loans are subject to a one-time, non-repayable fee of 1-5%.

Each late payment is subject to a charge and late interest. Each payment by check is subject to a charge, up to the maximum amount provided by law.
All failed payments by direct deposit, returned check or bank draft are subject to fees. Your bank may also charge you a fee for each failed wire transfer, returned check, or bank draft.